Vaginal delivery, no sterilization, with CCMS-DRG 806Maternity

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 3.7× price range across 22 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$5,806
$11,283
$12,870
$13,638
$13,796
$16,081
$16,145

The part you don’t feel

St Michael Medical Center $17,488vsProsser Memorial Hospital $4,700 what you pay what your plan pays
Deductible not metearly in the plan year
St Michael Medical Center
Prosser Memorial Hospital
$12,788you feel all of it
Deductible met20% coinsurance
St Michael Medical Center
Prosser Memorial Hospital
$2,558$10,230 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
St Michael Medical Center
Prosser Memorial Hospital
$0the market goes blind

The gap is $12,788 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Prosser Memorial Hospital$4,700———1
Pullman Regional Hospital$5,439———2
Island Hospital$5,806———3
Multicare Valley Hospital$8,503———21
Deaconess Medical Center$8,763———21
Multicare Auburn Medical Center$9,786———24
Multicare Good Samaritan Hospital$9,786———24
Skagit Valley Hospital$10,421——$6,3164
Multicare Covington Medical Center$10,553———23
Yakima Valley Memorial$11,283———24
Tacoma General Allenmore Hospital$11,639———20
Capital Medical Center$12,870———23
Valley Medical Center ● actual$13,638——$6,5104
Peacehealth Southwest Medical Cente$13,650———3
St Elizabeth Hospital$13,796———10
Highline Medical Center$14,546———9
Virginia Mason Medical Center$14,795———6
St Clare Hospital$16,081———13
St Joseph Medical Center$16,081———13
St Francis Community Hospital$16,081———13
St Anthony Hospital$16,145———13
St Michael Medical Center$17,488———5

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved September 16, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →