Vaginal delivery, no sterilization, no CC/MCCMS-DRG 807Maternity

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 4.5× price range across 42 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$8,771
$10,153
$15,882

The part you don’t feel

Denver Health $15,882vsBanner North Co Medical Center - Loveland Campus $3,500 what you pay what your plan pays
Deductible not metearly in the plan year
Denver Health
Banner North Co Medical Center - Loveland Campus
$12,382you feel all of it
Deductible met20% coinsurance
Denver Health
Banner North Co Medical Center - Loveland Campus
$2,476$9,906 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Denver Health
Banner North Co Medical Center - Loveland Campus
$0the market goes blind

The gap is $12,382 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Banner North Co Medical Center - Loveland Campus$3,500———3
Banner North Colorado Medical Center$5,527———4
St Elizabeth Hospital$5,750———2
Banner Fort Collins Medical Center$6,040———4
CommonSpirit St Anthony Hospital$6,750———16
CommonSpirit St Anthony North Health Campus$6,750———15
Intermountain Health St. Mary'S Regional Hospital$7,000———11
Intermountain Health Platte Valley Hospital$7,110———6
Parkview Medical Center$7,153———11
CommonSpirit Penrose St Francis Health Services$7,163———11
St Francis Hospital - Interquest$7,163———11
Longmont United Hospital$7,178———11
Orthocolorado Hosp At St Anthony Med Campus$7,722———12
HCA HealthONE Mountain Ridge$7,858———14
Medical Center Of The Rockies$8,080———10
UCHealth Broomfield Hospital$8,179———9
Poudre Valley Hospital$8,314———10
The Medical Center Of Aurora & South Hospital$8,500———17
Valley View Hospital$8,531———3
Sky Ridge Medical Center$8,569———18
St Mary-Corwin Hospital$8,590———6
UCHealth University of Colorado Hospital$8,713———14
HCA HealthONE Rose$8,771———18
San Luis Valley Regional Medical Center$9,011———1
San Luis Valley Health Conejos County Hospital$9,011———1
HCA HealthONE Swedish Medical Center$9,042———19
UCHealth Greeley Hospital$9,061———9
HCA HealthONE Presbyterian St. Lukes$9,142———19
St Anthony Summit Medical Center$9,181———6
St Thomas More Hospital$9,218———3
UCHealth Highlands Ranch Hospital$9,249———10
Animas Surgical Hospital$9,303———1
UCHealth Grandview Hospital$9,446———12
Boulder Community Health$9,549———12
UCHealth Pikes Peak Regional Hospital$10,080———6
Longs Peak Hospital$10,153———11
Mercy Regional Medical Center$10,920———5
UCHealth Memorial Hospital$11,320———12
Intermountain Health Lutheran Hospital$12,260———17
Good Samaritan Medical Center$13,155———16
Intermountain Saint Joseph Hospital$13,223———16
Denver Health$15,882———4

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →