Cesarean section, with CCMS-DRG 787Maternity

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 4.9× price range across 42 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$10,745
$13,081
$13,105
$14,198
$14,774
$25,029

The part you don’t feel

Mercy Regional Medical Center $27,566vsBanner North Co Medical Center - Loveland Campus $5,595 what you pay what your plan pays
Deductible not metearly in the plan year
Mercy Regional Medical Center
Banner North Co Medical Center - Loveland Campus
$21,971you feel all of it
Deductible met20% coinsurance
Mercy Regional Medical Center
Banner North Co Medical Center - Loveland Campus
$4,394$17,577 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Mercy Regional Medical Center
Banner North Co Medical Center - Loveland Campus
$0the market goes blind

The gap is $21,971 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Banner North Co Medical Center - Loveland Campus$5,595———4
UCHealth Broomfield Hospital$9,919———9
UCHealth Pikes Peak Regional Hospital$10,080———6
Parkview Medical Center$10,633———11
St Elizabeth Hospital$10,745———2
Intermountain Health Platte Valley Hospital$11,778———6
Banner North Colorado Medical Center$11,986———4
Banner Fort Collins Medical Center$12,199———4
UCHealth Highlands Ranch Hospital$12,426———10
UCHealth Grandview Hospital$12,560———12
Medical Center Of The Rockies$13,069———10
Poudre Valley Hospital$13,081———10
Longs Peak Hospital$13,105———11
HCA HealthONE Mountain Ridge$13,591———14
HCA HealthONE Presbyterian St. Lukes$14,000———19
HCA HealthONE Swedish Medical Center$14,000———19
The Medical Center Of Aurora & South Hospital$14,000———17
HCA HealthONE Rose$14,198———18
Sky Ridge Medical Center$14,198———18
UCHealth Memorial Hospital$14,452———13
UCHealth Greeley Hospital$14,565———9
CommonSpirit St Anthony Hospital$14,773———16
CommonSpirit St Anthony North Health Campus$14,773———15
Valley View Hospital$14,774———3
San Luis Valley Regional Medical Center$14,926———1
San Luis Valley Health Conejos County Hospital$14,926———1
Intermountain Health St. Mary'S Regional Hospital$15,276———5
UCHealth University of Colorado Hospital$15,351———14
Animas Surgical Hospital$15,500———1
CommonSpirit Penrose St Francis Health Services$15,714———11
St Francis Hospital - Interquest$15,714———11
Orthocolorado Hosp At St Anthony Med Campus$15,845———12
Boulder Community Health$15,915———12
St Mary-Corwin Hospital$16,632———6
Longmont United Hospital$16,648———11
St Anthony Summit Medical Center$20,248———6
Intermountain Health Lutheran Hospital$20,309———17
Good Samaritan Medical Center$21,791———16
Intermountain Saint Joseph Hospital$21,903———16
Denver Health$25,029———4
St Thomas More Hospital$25,531———3
Mercy Regional Medical Center$27,566———5

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →