Colonoscopy, diagnosticCPT 45378GI

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 17.0× price range across 24 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$1,837

The part you don’t feel

Carlsbad Medical Center $9,696vsCibola General Hospital $570 what you pay what your plan pays
Deductible not metearly in the plan year
Carlsbad Medical Center
Cibola General Hospital
$9,126you feel all of it
Deductible met20% coinsurance
Carlsbad Medical Center
Cibola General Hospital
$1,825$7,301 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Carlsbad Medical Center
Cibola General Hospital
$0the market goes blind

The gap is $9,126 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Sierra Vista Hospital⚠ data flag$471$95050%—7
Artesia General Hospital⚠ data flag$533$92158%$27217
Cibola General Hospital$570$95060%—14
Rehoboth Mckinley Christian Health Care Services$1,063$950112%—12
Covenant Health Hobbs Hospital$1,153$922125%—1
Presbyterian Hospital$1,385$921150%—4
Christus Southern New Mexico$1,391$921151%—3
Presbyterian Espanola Hospital$1,420$938151%—3
Lovelace Medical Center$1,804$921196%$4515
Unm Hospital ● actual$1,837$921200%$1,1055
Lovelace Women'S Hospital$1,839$921200%$3645
Lovelace Westside Hospital$1,839$921200%$4085
Plains Regional Medical Center$2,179$921237%—3
Presbyterian Santa Fe Medical Center$2,179$971224%—3
Socorro General Hospital$2,179$950229%—2
Dr Dan C Trigg Memorial Hospital$2,179$950229%—2
Lincoln County Medical Center$2,179$950229%—2
Union County General Hospital$2,306$950243%—3
San Juan Regional Medical Center Inc ● actual$2,950$927318%$91120
Holy Cross Hospital A Div Of Taos Health Systems$4,159$950438%—1
Memorial Medical Center$4,235$921460%—1
Los Alamos Medical Center$4,947$952520%—1
Lovelace Regional Hospital - Roswell$5,056$921549%$1,5798
Mountain View Regional Medical Center ● actual$5,175$921562%$1,39317
Eastern New Mexico Medical Center ● actual$8,940$921971%$1,58719
Carlsbad Medical Center ● actual$9,696$9211053%$2,27221

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →