Spinal fusion except cervical, no MCCMS-DRG 460Orthopedics

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 3.1× price range across 11 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$42,823
$54,132
$59,797

The part you don’t feel

Lutheran Hospital Of Indiana $68,952vsPhysicians' Medical Center $21,899 what you pay what your plan pays
Deductible not metearly in the plan year
Lutheran Hospital Of Indiana
Physicians' Medical Center
$47,052you feel all of it
Deductible met20% coinsurance
Lutheran Hospital Of Indiana
Physicians' Medical Center
$9,410$37,642 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Lutheran Hospital Of Indiana
Physicians' Medical Center
$0the market goes blind

The gap is $47,052 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Schneck Medical Center⚠ data flag$12,648$25,41350%—6
Physicians' Medical Center$21,899$25,41386%$17,99312
Dukes Memorial Hospital$31,892$25,413125%—3
Kosciusko Community Hospital$33,885$25,413133%—6
Northwest Health - Porter$34,392$37,08893%—4
Bluffton Regional Medical Center$35,878$25,413141%—9
Baptist Health Floyd$42,823$25,413169%$40,05711
Unity Physicians Hospital⚠ data flag$49,159$25,413193%$5,55511
Major Hospital$54,132$25,413213%$61,4853
Dupont Hospital$59,797$34,195175%—12
The Orthopaedic Hospital Of Lutheran Health Networ$59,797$22,086271%—12
Good Samaritan Hospital$64,322$25,413253%—3
Lutheran Hospital Of Indiana$68,952$27,236253%—12

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved September 15–16, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →